30 Nov 2017

SECORA Pay enables fast production of payment cards & smart wearables

EMV-compliant payment solutions face growing demand worldwide – with a clear path towards contactless and multifunctional use to increase user convenience. Under the brand SECORA Pay, Infineon Technologies bundles state of the art contact and dual-interface EMV security controllers with the latest EMV applets.

Coming in various versions, SECORA Pay allows a flexible approach fitting to regional market requirements. Hence it significantly eases the adoption of EMV-compliant payment cards and emerging form factors such as smart wearables.

Meeting the needs of all stakeholders across the payment ecosystem

Smart card-based payment systems are facing an array of new opportunities such as contactless migration and multi-application along with increased demand for domestic payment schemes. With SECORA Pay, Infineon helps various stakeholders in the ecosystem to adapt to these market dynamics while meeting the evolving needs for security and convenience. Local and regional payment card manufacturers can get certified hardware-based EMV solutions from a single supplier. At the same time, card personalization providers benefit from a smooth industrialization by using solutions based on open standards which support EMVCo’s Card Personalization Specification.

“As the world-leading provider of security controllers for payment applications, we help the value chain to utilize the latest products and benefit from their speed and flexibility, independent from the form factor used,” said Bjoern Scharfen, Head of Infineon’s Payment & Wearables business. “SECORA Pay offers a safe, secure, efficient and streamlined migration path to the EMV standard.”

While SECORA Pay S is a ready-to-use solution for standard payment cards which follow the specifications of global schemes, SECORA Pay X provides a flexible platform to support multi-application and domestic payment schemes. In addition, SECORA Pay X also supports the CIPURSE open standard which enables the realization of interoperable and sustainable business models for transport ticketing and beyond.

SECORA Pay also offers many technical features: Infineon’s security controllers provide excellent contactless transaction speeds and superior performance for single and multi-application projects. Furthermore, the innovative Coil on Module (CoM) chip package increases production efficiency and general robustness of dual interface cards. At the same time, the very small antenna design supports novel contactless payment factors for wearables such as e.g. smart watches with payment functionality.

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